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20 results

The driver had no insurance, but that does not mean you're stuck

A Greenville salon worker can still have a claim after a red-light crash with an uninsured driver, but the fight usually shifts to her own policy and the details matter fast.

ARTICLE by Janet Inabinet

Buried under $38,000 in bills after a Columbia motorcycle wreck, and the owner's insurer says the borrowed truck isn't covered

A Columbia rider hit loose construction debris, went down hard, and now has to fight both a coverage denial and the usual blame game against motorcycles.

ARTICLE by Janet Inabinet

Walking to work on Shop Road can still unlock your own UM coverage

You can be a pedestrian, have no plate number, and still end up fighting your own South Carolina policy for uninsured motorist money and more PT.

ARTICLE by Tammy Burriss

I drive rideshare and those old workout photos may cost me real money

A Spartanburg rideshare driver got slammed by a wrong-way driver on an entrance ramp and now the insurance fight is about old social media photos, policy layers, and how much the case is actually worth.

ARTICLE by Darius Middleton

Valuing a Work Truck DUI Injury Claim

If a drunk driver wrecked your company truck and workers' comp picked up the ER bill, the real fight is over lost overtime, the comp lien, and how much liability coverage is actually there.

ARTICLE by Lisa Hucks

My hip is wrecked after a sidewalk hit in Columbia - what kills the payout?

A Columbia sidewalk crash claim can still pay, but social media can slash the value fast if the insurer uses your own posts to argue you were not really hurt.

ARTICLE by Priscilla Gadsden

My coworker said Greenville crash claims stall unless I give a recorded statement. True?

$0 is what the insurer has to pay quickly just because a claim was opened. A realistic Greenville example: a single parent is driving on I-85 near Greer during fall...

Greenville light went dark, I got hit, and months later my back is still wrecked - does that old MRI ruin my case?

A self-employed Greenville business owner gets hit after a dead traffic signal, has no disability coverage, and now the insurer is using old back records and a broke LLC to duck the bill.

ARTICLE by Carlos Morales

uninsured motorist penalty

Insurance companies and defense lawyers sometimes use this phrase like a weapon, suggesting an injured person loses the right to recover because they did not have insurance....

The payout is "structured" and my mom needs me now - is this even a fair deal in Myrtle Beach

You were on the sidewalk, a driver backed into you, and now the insurer wants to stretch your money out over years while your parent depends on you today.

ARTICLE by Lisa Hucks

My brother's Charleston truck crash has two insurers blaming each other, who pays?

What the police report says helps, but it is not what decides who has to pay your brother's claim in South Carolina. Most people assume this works like this: the report names...

Family and Medical Leave Act

A federal law that gives eligible employees unpaid, job-protected leave for certain family and medical reasons while keeping their group health insurance in place under the...

Columbia pileup lawyer went quiet while the insurers keep circling - what are they trying to pin on you?

A restaurant server hurt in a fog crash near Columbia can switch lawyers mid-case, but the fee fight between the old and new firm matters and so does where the crash happened.

ARTICLE by Brenda Smalls

Why is Charleston insurance saying no ticket means no payout?

As of January 1, 2025, South Carolina's minimum auto liability limits increased to $30,000/$60,000/$25,000. That change did not create any rule that a crash claim requires a...

What happens if I wait to treat panic attacks after a Spartanburg crash?

The worst mistake people make is waiting months to get help because they think panic, nightmares, and driving fear will "pass." From the insurance company's perspective, that...

No money for a lawyer after a North Charleston brake-failure crash? You're not out of moves

A North Charleston carpenter with real MRI injuries can still blow his case fast if he lets the brake-defect issue or the insurance IME control the story.

ARTICLE by Priscilla Gadsden

Your cousin says the wife files, the adjuster says sign now - both can be dead wrong

In South Carolina, a fatal crash claim after a dump truck rear-end wreck usually has to be filed by the estate's personal representative, but the money can go to surviving family - and comparative negligence can gut it.

ARTICLE by Priscilla Gadsden

Why is insurance telling us only my dad's estate can sue in North Charleston?

A lot of families get stuck on this because in Georgia the surviving spouse usually brings the wrongful death case directly. In South Carolina, that is not how it works. Here,...

A $15,000 offer after a red-light crash in Mount Pleasant usually means they want you quiet fast

A fast settlement offer after a Mount Pleasant intersection crash is usually about control, especially when the insurer is pushing calls, watching social media, and waving around an arbitration clause you may not even owe them.

ARTICLE by Carlos Morales

independent appraisal

Yes - if the repair estimate or vehicle value looks off, an independent appraisal is a separate professional opinion you can get outside the insurance company's numbers. In a...