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Search results for “insurance claims”

20 results

My hip is wrecked after a sidewalk hit in Columbia - what kills the payout?
A Columbia sidewalk crash claim can still pay, but social media can slash the value fast if the insurer uses your own posts to argue you were not really hurt.
ARTICLE by Priscilla Gadsden
2026-03-28
My coworker said Greenville crash claims stall unless I give a recorded statement. True?
$0 is what the insurer has to pay quickly just because a claim was opened. A realistic Greenville example: a single parent is driving on I-85 near Greer during fall...
FAQ
The driver had no insurance, but that does not mean you're stuck
A Greenville salon worker can still have a claim after a red-light crash with an uninsured driver, but the fight usually shifts to her own policy and the details matter fast.
ARTICLE by Janet Inabinet
2026-03-21
Valuing a Work Truck DUI Injury Claim
If a drunk driver wrecked your company truck and workers' comp picked up the ER bill, the real fight is over lost overtime, the comp lien, and how much liability coverage is actually there.
ARTICLE by Lisa Hucks
2026-02-25
Buried under $38,000 in bills after a Columbia motorcycle wreck, and the owner's insurer says the borrowed truck isn't covered
A Columbia rider hit loose construction debris, went down hard, and now has to fight both a coverage denial and the usual blame game against motorcycles.
ARTICLE by Janet Inabinet
2026-03-29
I drive rideshare and those old workout photos may cost me real money
A Spartanburg rideshare driver got slammed by a wrong-way driver on an entrance ramp and now the insurance fight is about old social media photos, policy layers, and how much the case is actually worth.
ARTICLE by Darius Middleton
2026-03-26
The payout is "structured" and my mom needs me now - is this even a fair deal in Myrtle Beach
You were on the sidewalk, a driver backed into you, and now the insurer wants to stretch your money out over years while your parent depends on you today.
ARTICLE by Lisa Hucks
2026-03-24
Walking to work on Shop Road can still unlock your own UM coverage
You can be a pedestrian, have no plate number, and still end up fighting your own South Carolina policy for uninsured motorist money and more PT.
ARTICLE by Tammy Burriss
2026-03-23
Greenville light went dark, I got hit, and months later my back is still wrecked - does that old MRI ruin my case?
A self-employed Greenville business owner gets hit after a dead traffic signal, has no disability coverage, and now the insurer is using old back records and a broke LLC to duck the bill.
ARTICLE by Carlos Morales
2026-03-23
My brother's Charleston truck crash has two insurers blaming each other, who pays?
What the police report says helps, but it is not what decides who has to pay your brother's claim in South Carolina. Most people assume this works like this: the report names...
FAQ
Your cousin says the wife files, the adjuster says sign now - both can be dead wrong
In South Carolina, a fatal crash claim after a dump truck rear-end wreck usually has to be filed by the estate's personal representative, but the money can go to surviving family - and comparative negligence can gut it.
ARTICLE by Priscilla Gadsden
2026-04-02
retaliation claim
What trips people up most is that you do not have to be fired to have one. A retaliation claim is a legal claim saying an employer punished a worker for doing something the law...
DICTIONARY
No money for a lawyer after a North Charleston brake-failure crash? You're not out of moves
A North Charleston carpenter with real MRI injuries can still blow his case fast if he lets the brake-defect issue or the insurance IME control the story.
ARTICLE by Priscilla Gadsden
2026-04-03
Why is insurance telling us only my dad's estate can sue in North Charleston?
A lot of families get stuck on this because in Georgia the surviving spouse usually brings the wrongful death case directly. In South Carolina, that is not how it works. Here,...
FAQ
South Carolina Motorcycle Injury Insurance Deadlines
If you got hurt in a South Carolina motorcycle wreck, the clock for telling insurance is usually much shorter than the clock for filing a lawsuit, and mixing those up can wreck your claim.
ARTICLE by Mike Fortner
2026-03-20
Columbia pileup lawyer went quiet while the insurers keep circling - what are they trying to pin on you?
A restaurant server hurt in a fog crash near Columbia can switch lawyers mid-case, but the fee fight between the old and new firm matters and so does where the crash happened.
ARTICLE by Brenda Smalls
2026-03-23
What happens if I wait to treat panic attacks after a Spartanburg crash?
The worst mistake people make is waiting months to get help because they think panic, nightmares, and driving fear will "pass." From the insurance company's perspective, that...
FAQ
Why is Charleston insurance saying no ticket means no payout?
As of January 1, 2025, South Carolina's minimum auto liability limits increased to $30,000/$60,000/$25,000. That change did not create any rule that a crash claim requires a...
FAQ
A $15,000 offer after a red-light crash in Mount Pleasant usually means they want you quiet fast
A fast settlement offer after a Mount Pleasant intersection crash is usually about control, especially when the insurer is pushing calls, watching social media, and waving around an arbitration clause you may not even owe them.
ARTICLE by Carlos Morales
2026-03-26
Why won't they put the Myrtle Beach crash offer in writing?
The surprising part: a verbal settlement offer means almost nothing. In South Carolina, insurers sometimes float numbers by phone to test whether your family will bite low...
FAQ