South Carolina Accidents

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Valuing a Work Truck DUI Injury Claim

If a drunk driver wrecked your company truck and workers' comp picked up the ER bill, the real fight is over lost overtime, the comp lien, and how much liability coverage is actually there.

ARTICLE by Lisa Hucks

Walking to work on Shop Road can still unlock your own UM coverage

You can be a pedestrian, have no plate number, and still end up fighting your own South Carolina policy for uninsured motorist money and more PT.

ARTICLE by Tammy Burriss

retaliation claim

What trips people up most is that you do not have to be fired to have one. A retaliation claim is a legal claim saying an employer punished a worker for doing something the law...

My hip is wrecked after a sidewalk hit in Columbia - what kills the payout?

A Columbia sidewalk crash claim can still pay, but social media can slash the value fast if the insurer uses your own posts to argue you were not really hurt.

ARTICLE by Priscilla Gadsden

Family and Medical Leave Act

A federal law that gives eligible employees unpaid, job-protected leave for certain family and medical reasons while keeping their group health insurance in place under the...

severance agreement

Were you handed papers after being fired or laid off and told to sign for pay? A severance agreement is a contract between an employer and an employee that sets the terms of...

Buried under $38,000 in bills after a Columbia motorcycle wreck, and the owner's insurer says the borrowed truck isn't covered

A Columbia rider hit loose construction debris, went down hard, and now has to fight both a coverage denial and the usual blame game against motorcycles.

ARTICLE by Janet Inabinet

I drive rideshare and those old workout photos may cost me real money

A Spartanburg rideshare driver got slammed by a wrong-way driver on an entrance ramp and now the insurance fight is about old social media photos, policy layers, and how much the case is actually worth.

ARTICLE by Darius Middleton

wage and hour violation

You might see this phrase in a pay dispute email, a lawyer's demand letter, a Department of Labor complaint, or a conversation about missing overtime, unpaid breaks, or a final...

reasonable accommodation

Miss this issue at work, and a bad situation can get worse fast: hours get cut, a worker gets pushed out after an injury, or an employer acts like there was no way to keep the...

The payout is "structured" and my mom needs me now - is this even a fair deal in Myrtle Beach

You were on the sidewalk, a driver backed into you, and now the insurer wants to stretch your money out over years while your parent depends on you today.

ARTICLE by Lisa Hucks

My coworker said Greenville crash claims stall unless I give a recorded statement. True?

$0 is what the insurer has to pay quickly just because a claim was opened. A realistic Greenville example: a single parent is driving on I-85 near Greer during fall...

The driver had no insurance, but that does not mean you're stuck

A Greenville salon worker can still have a claim after a red-light crash with an uninsured driver, but the fight usually shifts to her own policy and the details matter fast.

ARTICLE by Janet Inabinet

uninsured motorist penalty

Insurance companies and defense lawyers sometimes use this phrase like a weapon, suggesting an injured person loses the right to recover because they did not have insurance....

misclassification as independent contractor

You may see this come up in a pay dispute, a workers' comp denial, or a company email saying you were a "1099 contractor" instead of an employee. Plainly, it means a business...

Greenville light went dark, I got hit, and months later my back is still wrecked - does that old MRI ruin my case?

A self-employed Greenville business owner gets hit after a dead traffic signal, has no disability coverage, and now the insurer is using old back records and a broke LLC to duck the bill.

ARTICLE by Carlos Morales

overtime exemption

Not a special deal that lets an employer skip overtime whenever a worker is salaried, has a manager title, or agrees to work long hours. A worker can be called "exempt" only if...

No money for a lawyer after a North Charleston brake-failure crash? You're not out of moves

A North Charleston carpenter with real MRI injuries can still blow his case fast if he lets the brake-defect issue or the insurance IME control the story.

ARTICLE by Priscilla Gadsden

Can North Charleston fire me if I report a contractor van crash near a school?

Yes - the surprising part is that South Carolina is an at-will employment state, so an employer can fire someone for many reasons, but not for filing or pursuing a workers'...

Americans with Disabilities Act

A federal civil rights law that bans disability-based discrimination and requires reasonable access and accommodation. Federal means it applies across the country, not just in...