South Carolina Accidents

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Walking to work on Shop Road can still unlock your own UM coverage

You can be a pedestrian, have no plate number, and still end up fighting your own South Carolina policy for uninsured motorist money and more PT.

ARTICLE by Tammy Burriss

My brother's Charleston truck crash has two insurers blaming each other, who pays?

What the police report says helps, but it is not what decides who has to pay your brother's claim in South Carolina. Most people assume this works like this: the report names...

Why is Charleston insurance saying no ticket means no payout?

As of January 1, 2025, South Carolina's minimum auto liability limits increased to $30,000/$60,000/$25,000. That change did not create any rule that a crash claim requires a...

Can North Charleston fire me if I report a contractor van crash near a school?

Yes - the surprising part is that South Carolina is an at-will employment state, so an employer can fire someone for many reasons, but not for filing or pursuing a workers'...

Why is insurance telling us only my dad's estate can sue in North Charleston?

A lot of families get stuck on this because in Georgia the surviving spouse usually brings the wrongful death case directly. In South Carolina, that is not how it works. Here,...

Your cousin says the wife files, the adjuster says sign now - both can be dead wrong

In South Carolina, a fatal crash claim after a dump truck rear-end wreck usually has to be filed by the estate's personal representative, but the money can go to surviving family - and comparative negligence can gut it.

ARTICLE by Priscilla Gadsden

South Carolina Motorcycle Injury Insurance Deadlines

If you got hurt in a South Carolina motorcycle wreck, the clock for telling insurance is usually much shorter than the clock for filing a lawsuit, and mixing those up can wreck your claim.

ARTICLE by Mike Fortner

Is suing Spartanburg after a school-zone crash even worth it?

It depends - and the common wrong answer is "no, you can't sue the government in South Carolina." You can, but different rules apply, and those rules can make a claim either...

Did I miss South Carolina's deadline to claim future care after my Spartanburg crash?

No - future medical care can still be part of your claim, but the clock to preserve that claim may already be running hard. If you were hit near East Main Street in Spartanburg...

How do pre-existing injuries affect a Charleston child injury claim?

The biggest money mistake is letting the insurer use your child's old MRI, therapy notes, or prior diagnosis to pretend the new crash caused nothing. In South Carolina, that is...

independent appraisal

Yes - if the repair estimate or vehicle value looks off, an independent appraisal is a separate professional opinion you can get outside the insurance company's numbers. In a...

Buried under $38,000 in bills after a Columbia motorcycle wreck, and the owner's insurer says the borrowed truck isn't covered

A Columbia rider hit loose construction debris, went down hard, and now has to fight both a coverage denial and the usual blame game against motorcycles.

ARTICLE by Janet Inabinet

My coworker said Greenville crash claims stall unless I give a recorded statement. True?

$0 is what the insurer has to pay quickly just because a claim was opened. A realistic Greenville example: a single parent is driving on I-85 near Greer during fall...

My hip is wrecked after a sidewalk hit in Columbia - what kills the payout?

A Columbia sidewalk crash claim can still pay, but social media can slash the value fast if the insurer uses your own posts to argue you were not really hurt.

ARTICLE by Priscilla Gadsden

Three years is usually all the time you have to file a South Carolina injury lawsuit before you can lose the right to recover anything. If a city bus, police vehicle, or other...

The payout is "structured" and my mom needs me now - is this even a fair deal in Myrtle Beach

You were on the sidewalk, a driver backed into you, and now the insurer wants to stretch your money out over years while your parent depends on you today.

ARTICLE by Lisa Hucks

What happens if I wait to treat panic attacks after a Spartanburg crash?

The worst mistake people make is waiting months to get help because they think panic, nightmares, and driving fear will "pass." From the insurance company's perspective, that...

Why won't they put the Myrtle Beach crash offer in writing?

The surprising part: a verbal settlement offer means almost nothing. In South Carolina, insurers sometimes float numbers by phone to test whether your family will bite low...

I drive rideshare and those old workout photos may cost me real money

A Spartanburg rideshare driver got slammed by a wrong-way driver on an entrance ramp and now the insurance fight is about old social media photos, policy layers, and how much the case is actually worth.

ARTICLE by Darius Middleton

Is it too late to save crash evidence in Myrtle Beach?

What the police report says matters, but it is not the whole case. What usually matters more is the evidence that disappears first: photos, video, witness names, vehicle data,...