South Carolina Accidents

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Search results for “structured settlement”

20 results

The payout is "structured" and my mom needs me now - is this even a fair deal in Myrtle Beach

You were on the sidewalk, a driver backed into you, and now the insurer wants to stretch your money out over years while your parent depends on you today.

ARTICLE by Lisa Hucks

My hip is wrecked after a sidewalk hit in Columbia - what kills the payout?

A Columbia sidewalk crash claim can still pay, but social media can slash the value fast if the insurer uses your own posts to argue you were not really hurt.

ARTICLE by Priscilla Gadsden

A $15,000 offer after a red-light crash in Mount Pleasant usually means they want you quiet fast

A fast settlement offer after a Mount Pleasant intersection crash is usually about control, especially when the insurer is pushing calls, watching social media, and waving around an arbitration clause you may not even owe them.

ARTICLE by Carlos Morales

Walking to work on Shop Road can still unlock your own UM coverage

You can be a pedestrian, have no plate number, and still end up fighting your own South Carolina policy for uninsured motorist money and more PT.

ARTICLE by Tammy Burriss

My coworker said Greenville crash claims stall unless I give a recorded statement. True?

$0 is what the insurer has to pay quickly just because a claim was opened. A realistic Greenville example: a single parent is driving on I-85 near Greer during fall...

Valuing a Work Truck DUI Injury Claim

If a drunk driver wrecked your company truck and workers' comp picked up the ER bill, the real fight is over lost overtime, the comp lien, and how much liability coverage is actually there.

ARTICLE by Lisa Hucks

severance agreement

Were you handed papers after being fired or laid off and told to sign for pay? A severance agreement is a contract between an employer and an employee that sets the terms of...

Greenville light went dark, I got hit, and months later my back is still wrecked - does that old MRI ruin my case?

A self-employed Greenville business owner gets hit after a dead traffic signal, has no disability coverage, and now the insurer is using old back records and a broke LLC to duck the bill.

ARTICLE by Carlos Morales

reasonable accommodation

Miss this issue at work, and a bad situation can get worse fast: hours get cut, a worker gets pushed out after an injury, or an employer acts like there was no way to keep the...

Americans with Disabilities Act

A federal civil rights law that bans disability-based discrimination and requires reasonable access and accommodation. Federal means it applies across the country, not just in...

Family and Medical Leave Act

A federal law that gives eligible employees unpaid, job-protected leave for certain family and medical reasons while keeping their group health insurance in place under the...

interactive process

People often confuse the interactive process with a reasonable accommodation. They are related, but not the same. A reasonable accommodation is the actual change or adjustment...

Buried under $38,000 in bills after a Columbia motorcycle wreck, and the owner's insurer says the borrowed truck isn't covered

A Columbia rider hit loose construction debris, went down hard, and now has to fight both a coverage denial and the usual blame game against motorcycles.

ARTICLE by Janet Inabinet

Why won't they put the Myrtle Beach crash offer in writing?

The surprising part: a verbal settlement offer means almost nothing. In South Carolina, insurers sometimes float numbers by phone to test whether your family will bite low...

sexual harassment

Miss the warning signs, stay silent too long, and a job, career path, or legal claim can slip away before action is taken. Sexual harassment is unwelcome sexual conduct that...

People often confuse a move-over law with a general duty to slow down for road hazards. The difference is narrower and more specific: a general slow-down rule requires drivers...

misclassification as independent contractor

You may see this come up in a pay dispute, a workers' comp denial, or a company email saying you were a "1099 contractor" instead of an employee. Plainly, it means a business...

I drive rideshare and those old workout photos may cost me real money

A Spartanburg rideshare driver got slammed by a wrong-way driver on an entrance ramp and now the insurance fight is about old social media photos, policy layers, and how much the case is actually worth.

ARTICLE by Darius Middleton

retaliation claim

What trips people up most is that you do not have to be fired to have one. A retaliation claim is a legal claim saying an employer punished a worker for doing something the law...

How do pre-existing injuries affect a Charleston child injury claim?

The biggest money mistake is letting the insurer use your child's old MRI, therapy notes, or prior diagnosis to pretend the new crash caused nothing. In South Carolina, that is...